What if one of your Beneficiaries Gets Divorced After you Die?

One of the questions we get quite often from estate planning clients, is what if one of their beneficiaries, most often an adult child, gets a divorce after they die? The quick answer is that it really depends on how you plan your estate. If you leave a bequest to someone outright, which is what typically happens in a will, then when they die the money is theirs and if they put it into any kind of joint account or use it for joint purposes, its going to become a marital asset, and it will be up for grabs in a divorce. If you provide for loved ones through a trust, that gives you some control over what happens to your money when you die, you can effectively protect the money from being up for grabs if a beneficiary gets a divorce. Simply put, that’s the better way to do it.